We Buy Houses in Naples for Cash

Collier County has four separate building permit authorities: the City of Naples, Marco Island, Everglades City and the county itself. The City of Naples keeps its own Building Department at 295 Riverside Circle and its own code enforcement office on Eighth Street South. Many homes with a Naples mailing address are outside the city, though. Pelican Bay, for example, is served by a county taxing unit, the Pelican Bay Services Division, whose assessments are collected on the tax bill.

For unincorporated parcels, Collier County Code Enforcement sells lien searches for $25 per address through the county’s online portal. A search covers code violations, code liens and citations, but not open permits or utility bills, so those are checked separately. The county also warns buyers that a new owner is responsible for correcting violations and paying fines, even ones that began before the purchase, which is why every buyer’s title company looks.

Under s. 718.503(2) of the Florida Statutes, the owner reselling a condo must give the buyer the declaration, articles of incorporation, bylaws and rules, the annual financial statement and budget, the summary of any milestone inspection report, the association’s most recent structural integrity reserve study or a statement that none has been done, any turnover inspection report, and the association’s question-and-answer sheet. A buyer who receives them after signing can cancel within seven days, not counting weekends and legal holidays.

Milestone inspections under s. 553.899 apply to condo and co-op buildings three or more habitable stories tall: the first is due by December 31 of the year the building turns 30, then every 10 years, and a local building official may require it at 25 years, for example near salt water. Selling to us still involves these documents, but we don’t walk away over what they show. This is general information, not legal advice; talk to a Florida community-association attorney.

Along Collier’s Gulf beaches, the state’s coastal construction control line marks the part of the beach and dune system that a 100-year storm can reshape. Unless the work is exempt, construction and excavation seaward of that line need a permit from the Florida Department of Environmental Protection in addition to the local building permit.

For a storm-damaged home close to the beach, that second permit adds time and design requirements to any rebuild, and it can slow a sale to a buyer who plans to rebuild. We buy them as they are and take on the permitting.