We Buy Mobile & Manufactured Homes for Cash

Conventional mortgages generally require a permanent foundation, land ownership, and a home built after June 1976. Units in rented parks, older homes, and those still titled as vehicles fall outside those rules, so the pool of buyers who can get a loan shrinks to almost nothing.

Paying cash removes the lender entirely. We can buy a 1970s single-wide in a park just as readily as a newer double-wide on acreage, because our purchase does not depend on financing guidelines.

Manufactured-home titles often cause headaches: a title may be lost, the home may have been retired onto the real property, or there may be more than one title for a multi-section unit. These are common and solvable, and we handle them as part of the purchase.

If the home sits in a community with outstanding lot rent or a required park approval, we coordinate those steps too, so the balance and the paperwork are resolved cleanly at closing.

If your home sits on a rented lot in a mobile home park, Chapter 723 of the Florida Statutes protects your right to sell it in place. Under section 723.058, the park cannot make you remove the home just because you are selling it, cannot adopt rules that deny or abridge your right to sell within the park, and cannot take a commission on your sale price unless you hired the park in writing as your agent.

The buyer still has to qualify under the park’s rules to stay. Section 723.059 lets the park screen buyers under properly adopted rules, but says its approval may not be unreasonably withheld. If the buyer has not been approved 5 days before closing, the buyer may cancel the purchase, and an approved buyer can take over the rest of your rental agreement. A home in a park is sold with its title, which the county tax collector transfers for the state.

If you own both the home and the land under it, the home may already be part of the real estate. When a home is permanently affixed to land owned by the same person, section 319.261 lets the owner record the title, the legal description and a sworn statement with the clerk of court and then have the state retire the title. After that, the home is sold by deed together with the land, like a house. Many county property appraisers treat these homes as real property and the tax collector issues them a permanent “RP” decal. If the title was never retired, the land and the home are transferred separately at closing, which the title company handles.

Before we make an offer we check which situation you are in: the park’s rules and your lot rent, or the deed, the title and whether it was retired. Then the offer and the paperwork fit your setup.