Pembroke Pines doubled in size when it annexed the land from Flamingo Road west to US 27 in 1980, and it grew quickly after Hurricane Andrew in 1992. In a planned community, a home can sit under a neighborhood association and a larger master association at once. Each bills its own assessments, so each issues its own estoppel certificate, and the title company needs all of them before it can show you a final number.
Under section 720.30851, an HOA has 10 business days from a written or emailed request to deliver the certificate. State regulators currently cap the fee at $299 when the account is current, plus $119 if you need it within 3 business days, and up to $179 more if a balance is past due. An association that misses the 10-day deadline cannot charge for it at all.