In ATTOM’s 2026 mid-year foreclosure report, the Lakeland metro had the second-highest foreclosure rate of the 227 US metro areas with at least 200,000 people, with filings on 0.48 percent of housing units in the first half of the year, behind only Punta Gorda. In the second quarter it ranked worst among metros over 500,000, at one in every 421 housing units. Across Polk County, the Shimberg Center counts 1,280 mortgage foreclosure filings from January to June 2026, against 668 a year earlier.
Polk County’s Clerk holds every foreclosure sale online at polk.realforeclose.com. If you have a case, the docket shows whether a sale date is set, and a sale to us has to close before it. This is general information, not legal advice; a Florida foreclosure attorney or a HUD-approved housing counselor can review your options.