| Homes it fits | Cash buyer (us)Any condition: repairs, tenants, liens, code cases, inherited or vacant | Listing with an agentMove-in-ready homes when you can wait for the right buyer | iBuyer (Opendoor, Offerpad)Newer homes in good shape. No mobile homes, vacant land or major damage |
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| Price | Cash buyer (us)Below full retail, priced as-is, in a written offer | Listing with an agentHighest potential price for a market-ready home | iBuyer (Opendoor, Offerpad)Near market value, minus their fee and repair deductions |
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| Fees and commissions | Cash buyer (us)None. No commission and no fee to us | Listing with an agentNegotiated agent compensation, often several percent of the price | iBuyer (Opendoor, Offerpad)A service fee shown in each offer (reviews report about 5%) |
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| Repairs | Cash buyer (us)None. We buy as-is | Listing with an agentOften needed before listing or after the buyer’s inspection | iBuyer (Opendoor, Offerpad)Deducted from the offer after their home assessment |
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| Closing costs | Cash buyer (us)We pay the normal closing costs | Listing with an agentSeller usually pays title, Florida deed stamps and settlement fees | iBuyer (Opendoor, Offerpad)Seller usually pays closing costs on top of the service fee |
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| Showings | Cash buyer (us)None | Listing with an agentShowings and open houses | iBuyer (Opendoor, Offerpad)One assessment visit, no showings |
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| Time to close | Cash buyer (us)As little as 10 days, or the date you choose | Listing with an agentOften months: time on market, then a 30–45 day financed closing | iBuyer (Opendoor, Offerpad)Usually a few weeks, within their closing window |
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| Certainty | Cash buyer (us)Cash, no financing or appraisal contingency | Listing with an agentBuyer financing or a low appraisal can end the deal | iBuyer (Opendoor, Offerpad)Cash, but the price can drop after the assessment |
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